24/7 Audio Response
ACH AutoPay for Visa
Change of Address
Debit Card Application
Local 150 Union Dues
Share Draft Reconciliation
Stop Payment on Money Order or CU Check
Stop Payment on Personal Check
Vacation Savings Auto Transfer
Midwest Coalition of Labor Credit Union is committed to making available financial products and services that will enable you to meet your financial needs and reach your financial goals. Protecting personal information and using it in a manner consistent with your expectations is a high priority to everyone associated with Midwest Coalition of Labor Credit Union.
Privacy Disclosure for Midwest Coalition of Labor Credit Union
We collect non-public personal information about you from the following sources:
We restrict access to non-public personal information about you to those employees and officials who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your non-public personal information.
We may disclose all of the information we collect, as described above to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements.
We may also disclose non-public personal information about you to non-affiliated third parties as permitted by law. If you decide to terminate your membership or become an inactive member we will adhere to the privacy policies and practices as described in this notice.
Member Expulsion Policy
In the interest of protecting the assets and human resources of the Credit Union and maximizing dividends to members, the Board of Directors adopts the following policy. This policy provides for expulsion of members who have caused a loss to the Credit Union or otherwise disrupted the orderly operation of said Credit Union through inappropriate or unlawful conduct. Expulsion may result, upon Board action, in the situations described below.Expulsion Criteria:
Notwithstanding the foregoing, a member who has caused a loss due to bankruptcy but, in the sole discretion of the management of the credit union, establishes that the loss was unavoidable, the result of extraordinary hardship, will remain eligible for membership.
Notice To Current Members: The expulsion criteria will be communicated to all current members by means of the form of notice attached.
Notice To New Members: The expulsion criteria will be communicated to new members at the time of application, as of the date of mailing to the current members. Members who do not apply in person will be mailed the notice as soon as possible but no later than twenty (20) days after applying for membership.
Expulsion Procedure: In the event a member causes a loss to the credit union that meets the Expulsion Criteria, the Board of Directors may expel the member in accordance with the following procedure: